Rome, 16 May (LaPresse) – In April 2026, the total value of loans to businesses and households rose by 2.7% year-on-year, confirming the increase recorded the previous month and continuing the upward trend in lending that began in March 2025. For households, this marks the sixteenth consecutive month of increase, and for businesses, the tenth consecutive month of growth in lending. This is according to the ABI monthly report. In fact, in March 2026, loans to households rose by 2.7%, whilst those to businesses rose by 2.8%. In April 2026, the average rate on new mortgage loans stood at 3.43% (+6 basis points compared to the previous month; 4.42% in December 2023). The average rate on total loans (i.e. those taken out over the years) was 4.02% (+3 basis points compared to the previous month); the average rate on new business loans was 3.62% (+24 basis points compared to the previous month; 5.45% in December 2023).

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